Balancing Risk and Reward in Modern Investments
Achieve sustainable growth by maintaining the right balance between calculated risk.
Our Clients
Who We Work With
Business Owners
Owning a business is incredibly hard and time consuming. You need someone who will walk with you every step of the way.
Important To-Knows
Is Your Advisor Fee-Only & A Fiduciary?
What is a "fee-only financial advisor"?
What is a "fiduciary"?
Our Services
Get The Level Of Service You Deserve
Tax Planning
Tax planning isn't something done in April - we constantly monitor your tax situation to minimize your tax bill as much as possible.
Retirement Planning
We help you retire confidently and build you a tax-efficient income stream to last you throughout retirement.
Investment Management
Not every client portfolio is the same - we build you a tax-smart investment portfolio designed to fit your financial plan.
Estate Planning
We make sure your full estate plan is set up to accomplish your legacy goals.
Employee Stock Options
Employee stock options are a great benefit - however they can come with a lot of tax & concentration issues.
Insurance & Risk Management
We provide objective, commission-free guidance to help you assess your current coverage.
Our Services
Get The Level Of Service You Deserve
Retirement Planning
Retirement looks different for everyone — and planning for it should too. As a fee-only financial planner serving Cary, and the greater Research Triangle, we help you build a personalized retirement plan built to last.
Tax Planning
Like it or not, taxes are most likely going to be the biggest expense of your lifetime - we help minimize that cost. Great tax planning isn't something you just do every April - it's something you build into every financial decision you make throughout the year.
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Investment Management
We design a customized, low-cost, tax-smart investment portfolio for each client that fits their financial plan.
Estate Planning
As a fee-only advisor, we walk alongside you and a trusted Estate Attorney to build a plan that reflects your wishes and shields the people you love.
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Employee Stock Options
If you work for a tech company, pharmaceutical firm, or growing startup in Raleigh, Cary, Apex, Morrisville, or Research Triangle Park, there's a good chance equity compensation is part of your package. RSUs, stock options, and employee stock purchase plans (ESPPs) can be one of the most valuable benefits your employer offers — but they're also one of the most misunderstood and mismanaged parts of a financial plan.
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Insurance & Risk Management
We provide tailored strategies that ensure compliance, optimize efficiency.
Insurance & Risk Management
We provide tailored strategies that ensure compliance, optimize efficiency.
Insurance & Risk Management
We provide tailored strategies that ensure compliance, optimize efficiency.
Insurance & Risk Management
We provide tailored strategies that ensure compliance, optimize efficiency.
Our Process
How We Work
Discovery Meeting
Click the "Talk with an Advisor" button to schedule your Discovery Meeting.
We will spend the first 10 minutes exploring whether or not Testament Wealth is a good fit for your needs and goals.
If we mutually agree - we spend the remaining 35 minutes learning more about you, your goals, and what you're looking to accomplish.
We will spend the first 10 minutes exploring whether or not Testament Wealth is a good fit for your needs and goals.
If we mutually agree - we spend the remaining 35 minutes learning more about you, your goals, and what you're looking to accomplish.
Data Gathering
After the Discovery Meeting, we will send over our Data Gathering Questionnaire and request your account statements, latest tax return, and estate documents.
This information will help us further understand your situation and develop a Financial Assessment - where we perform a complimentary, in-depth review of your current situation.
This information will help us further understand your situation and develop a Financial Assessment - where we perform a complimentary, in-depth review of your current situation.
Financial Assessment
During this complementary meeting, we will deliver the results of the Financial Assessment.
We will show you exactly what you should do to retire when you want, optimize your investment portfolio, and lower your tax bill.
We don't charge for this meeting: You don't pay for a car before you test drive it, we think you should see the level of service we provide before you commit to paying.
We won't ask you to sign the contract on the spot - go home, discuss, think about it. This is hopefully going to be a long-term relationship, we want you to take your time coming to a decision.
We will show you exactly what you should do to retire when you want, optimize your investment portfolio, and lower your tax bill.
We don't charge for this meeting: You don't pay for a car before you test drive it, we think you should see the level of service we provide before you commit to paying.
We won't ask you to sign the contract on the spot - go home, discuss, think about it. This is hopefully going to be a long-term relationship, we want you to take your time coming to a decision.
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High-Earning Professionals
You’re in your peak earning years – but life has gotten more complicated lately. We help you simplify your life and create a comprehensive financial plan.
How We Help You: Tax Minimization: We help you minimize your tax bill with proactive planning Tax-Efficency in Brokerage Accounts: Do you have a large taxable brokerage account that accumulates too much portfolio income? We will help you develop a strategy to minimize the portfolio income you have to pay taxes on and maximize after-tax returnsRSU/Stock Options Planning: We help you plan for your stock option tax liability and mitigate concentration concerns Asset Location: we make sure that you’re saving in the right places to prepare for an early retirement: How much should you be saving to your taxable account vs. Roth IRA vs. 401ks vs. 529 plans?Custom Investment Portfolio: We make sure that your investments are adequately diversified, low cost & tax efficient.Roth Conversion Analysis: Does it make sense to do a Roth Conversion?Insurance Planning: Is your family adequately insured? Life Insurance, Disability Insurance, Umbrella Policies, etc.Estate Planning: Do you have a proper Will & Trust to make sure you avoid a long & lengthy probate process?
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Wealth Management
Wealth Management Platform Redesign
Developed comprehensive digital wealth management framework for UHNW clients, integrating ESG considerations and multi-generational planning.
$120M in assets managed
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Corporate Finance
Corporate Restructuring & Debt Advisory
Guided multinational corporation through complex debt restructuring, achieving optimal capital structure while maintaining operational continuity.
$2.3B restructured
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Financial Technology
Market Entry Strategy for FinTech
Designed comprehensive go-to-market strategy for emerging FinTech platform, securing strategic partnerships and regulatory compliance.
15 markets entered
CLIENT TESTIMONIALS
In the Words of Our Clients
“What distinguishes this firm is not only their financial expertise but also their ability to see beyond numbers. From our first engagement, they demonstrated a deep understanding of our long-term objectives and the discipline required to achieve them.”
“We approached the firm during a pivotal stage of growth, where decisions carried significant long-term implications. Their team brought structure, insight, and an exceptional level of professionalism to every conversation.”
“In financial consulting, trust is earned over time—and this firm exemplifies that principle. Their approach is deliberate, transparent, and grounded in integrity. Over the years, they have consistently provided sound guidance that reflects both technical mastery.”
Your Trusted Financial Partner
Let’s Shape Your Financial Future
Blog/News
Insights That Matter
Leadership
Finance Trends
The Art of Making Data-Driven Business Decisions
Learn how leveraging analytics and financial insights empowers leaders.
Market Strategy
The Value of Experience in Uncertain Times
Our decades of proven financial insight help clients navigate volatility.